Bsa Merit Badge Worksheets Answers

Bsa Merit Badge Worksheets Answers – Ppt, Sustainability merit badge helps and documents, Advancement, Photography merit badge worksheet (2022), Cooking merit badge worksheet 2022 2022, Game design merit badge workbook

1 Merit Badge Workbook This workbook can help, but you should still read the Merit Badge handout. For each requirement, the position scout should use to prepare notes for discussion with the consultant, rather than providing a full and complete answer. Each Scout must meet each requirement. No one may add to or subtract from the official requirements found in the Boy Scout Standards (Pub SKU 34765). Standards last issued or revised in You must submit merit badge requirements: 1. Do the following: a. Choose items that your family would like to buy and that are considered major expenses. b. Write a plan for how your family will save money for shopping 1 a. 1. Discuss the plan with your internal badge advisor. Workbook Copyright The Scout Service Project of America, Inc. – All Rights Reserved Requirements Copyright Boy Scouts of America (used with permission)

2 2. Discuss the plan with your family. 3. Discuss how other family needs should be considered in this plan. ° C. Develop a written purchasing strategy that is identified in the purchasing criteria. 1. Determine the quality of the product or service (using user reviews or rating systems). Personal Management – Merit Badge Workbook Page. 2 out of 20

Bsa Merit Badge Worksheets Answers

3 2. Comparison shop for the item. See where you can buy the item at the best price. (Indicate rates from at least two different rate sources.) Local call source rate; Survey messages. Look for a sale or discount coupon. Consider the options. Can you buy a used item? Should you wait for a sale? 2. Do the following: a. Prepare a budget that reflects expected income (allowances, gifts, salary), expenses and savings. Track your exact income, expenses and savings for 13 consecutive weeks. (You can use the forms provided in this giveaway, make your own, or use the computer-generated version.) When you’re done, send the results to your merit badge advisor. (At the end of this workbook, there is a blank sample budget plan chart and a blank spreadsheet that you can use to track your actual income and expenses.) b. Compare the expected income with the expected expenses. 1. If expenses exceed income, determine steps to balance your budget. Personal Management – Merit Badge Workbook Page. 3 out of 20

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4 2. If income exceeds expenses, describe how you will use the extra money (new purpose, savings). 3. Discuss five of the following concepts with your productivity badge consultant: a. The feelings you get when you get money. b. Your understanding of how the amount of money you carry affects your spending habits. ° C. Your thoughts when you buy a new item and your thoughts about the same item three months later. Explain the concept of buyer’s remorse. e. How much hunger affects you when you shop for food (snacks, groceries). Personal Management – Merit Badge Workbook Page. 4 out of 20

5 e. Your experience with the product you purchased after seeing or hearing advertisements. Does the item work as advertised? f. Your understanding of what happens when you deposit money into a savings account. G. Charitable donations. Explain the goal and your thoughts about it. h. What you can do to manage your money better. Personal Management – Merit Badge Workbook Page. 5 out of 20

6 4. Explain the following to your Product Badge Consultant: a. Differences between saving and investing, including reasons to use one over the other. Saving: Investing: Reasons we use one over the other: b. Concepts of investment return and risk. ° C. The concepts of simple interest and compound interest and how they affect the results of your investment practice. Common Interest: Combined Interest: Personnel Management – Merit Badge Workbook Page. 6 out of 20

7 How this has affected the results of your investment practice: 5. Choose five publicly traded stocks from the business section of the newspaper. Current Stock Price 1-Day Change 52-Week High 52-Week Low Explain to your Merit Badge Advisor the importance of the following information for each stock: a. Current value b. How much has the price changed from the previous day? ° C. 52 Week Highs and 52 Week Lows Personal Management – Merit Badge Workbook Page. 7 out of 20

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8 6. Pretend you have $1,000 to save, invest, and prepare for the future. Explain to your real estate agent the advantages and disadvantages of saving or investing in each of the following: a. Advantages and Disadvantages of Common Stock b. Mutual funds c. Life insurance d. Certificate of Deposit (CD) Personal Management – Merit Badge Workbook Page. 8 out of 20

9 e. Savings Account or US Savings Bond 7. Explain to your Merit Badge Advisor: a. What is a loan, what is interest and how does the annual percentage rate (APR) measure the true cost of the loan? What is a loan? What is interest? How does the annual percentage rate (APR) measure the true cost of the loan? Different ways to borrow money. Personal Management – Merit Badge Workbook Page. 9 out of 20

10 c. Differences between a charge card, a debit card and a credit card. Payment card debit card, credit card. What are the costs and disadvantages of using these financial instruments? Explain why it is not wise to pay only the minimum payment on your credit card. Personal Management – Merit Badge Workbook Page. 10 out of 20

11. Credit Reports and How Personal Liability Affects Your Credit Report. Credit Reports: How Personal Liability Affects Your Credit Report: e. Ways to Reduce or Eliminate Debt. 8. Demonstrate to your Legacy Badge Advisor that you understand time management by: a. Write a list of activities or tasks that need to be done in the coming week, such as homework, chores, and personal projects. List them in order of importance to you. b. Make a seven-day calendar or schedule. Enter your scheduled activities, such as school hours, sports practices or games, housework or chores, and/or Boy Scouts or church or club meetings, then schedule when you’ll complete all the tasks on your to-do list among your saved activities. . ° C. Follow the planned weekly schedule. During each of the seven days of this week’s events, keep a daily diary or journal, recording the time it took you to complete each task on your to-do list compared to the time you had. e. Review your to-do list, weekly schedule, and journal/journal to see when your schedule worked and when it didn’t. (There is a blank chart at the end of this workbook that you can use to keep track of your to-do list.) Personal Management – Merit Badge Workbook Page. 11 out of 20

Cooking Merit Badge Worksheet 2022 2022

12 Discuss with your Product Badge Consultant what you have learned from this standard and what you might do differently next time. 9. Prepare a written project plan that shows the steps below, including the desired results. This is a project on paper, not a real project. Examples include planning a camping trip, organizing a community service project or school or religious event, or creating an annual patrol plan that includes additional activities not included in the Army’s annual plan. Discuss your completed project plan with your Effective Badge consultant. A. Describe the project. What is your goal? b. Create a timeline of your project that shows the steps you need to take from start to finish. ° C. Describe your project. Personal Management – Merit Badge Workbook Page. 12 out of 20

13 d. Prepare a list of properties. Learn how these resources can help you achieve your goals. e. If necessary, prepare a budget for your project. Personal Management – Merit Badge Workbook Page. 13 out of 20

14 10. Do the following: a. Choose the career you want to enter after high school or college. b. Explore the limitations of your career expectations and discuss what you’ve learned about qualifications such as education, skills and experience with a Value Badge consultant. Required resources are available here: Management# Required Resources Personnel Management – Merit Badge Workbook Page. 14 out of 20

15 Sample Budget Plan Budget Amounts Actual Amount Sources of Income Weekly Month 1 Month 2 Month 3 Total Month 1 Month 2 Month 3 Total Allowance for. The correct one – Thoth. Budget Gifts Salary Other Income Total Expenses Month 1 Month 2 Month 3 Total Month 1 Month 2 Month 3 Total Law – Budget Savings – 1st Contribution/Charitable Food/Clothes Entertainment/Movie CD/DVD etc. Sports/Hobbies Travel Books/Magazines Gifts Other: Expense Total Income – Expense Personal Management – Merit Badge Workbook Page. 15 out of 20

Canoeing Merit Badge Worksheet

16 Chart to track your actual income, expenses and savings for 13 consecutive weeks. Page 1 of 4 Week 1 Daily Statement of Income and Expenses

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